I’m KaMMY yAU

mortgage broker

Helping you navigate the tricky world of mortgages!

Let's Talk

My Services

Mortgages, Home Purchase, Refinance, Renewals and More.

Learn More

About Me

I have over 18 years of experience in the financial services industry. Check out what my clients have to say about me.

More About Me

Home Purchase

Purchasing a home doesn’t have to be tricky. I can help navigate the mortgage process.

Learn More
R

Renewals

Did you know I can save you thousands  each year by negotiating your mortgage renewal?

Learn More

Refinance

There are a variety of reasons to refinance your home – let me help you with yours!

Learn More

Mortgage FAQs

Just some things we get asked a lot…

People have a lot of questions when it comes to getting a mortgage, whether it is their first or they’re looking at their 5th property. Here are some of the common ones we see.

Do I need great credit to get a good mortgage rate?

Great credit is good for a lot of things, including mortgages, but we have lenders and options available for all kinds of credit and income situations. Ask us about our options for you.

What is the difference between a Mortgage Broker and my Bank?
Mortgage Brokers work with a variety of lenders and financial institutions and can offer products better suited to each of their individual client’s needs. Banks can only offer their products, which may not be the best suited to that client.
How much can I afford?
Affordability with a mortgage is determined by a number of factors, including income and down payment. Speak with one of our Mortgage Planners to get a pre-approval in place before you start shopping for a property.
What will the mortgage rate be?
The rate you qualify is based on a number of factors and the products currently available. Rates provided online are generic based on good credit profiles and qualifying information. Every mortgage is different so give us a call to discuss what we may be able to do for you in terms of rate.

About Me

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

With over 18 years of experience in the financial services industry, let me put my mortgage expertise to work for you.

Meet Me

What my clients say

We had a very good experience with Kammy. It was so fast, easy and we had a very smooth transaction. Keep up the great work!

Daniel C, North Vancouver

Always a pleasure working with Kammy. Kammy promptly answered all our questions and made the entire process very easy. Thanks for all your good work.

Tim Y, Burnaby

About City Wide Mortgage Services

Learn More
City Wide Mortgage Services started as City Wide Financial Corporation in 1995 founded by Thomas Phillips and Shaun Zipursky. A third partner, Wayne Mah, joined them in 1999. Rowan Smith and Dara Fahy became partners of the firm in 2012.

Working with clients from all over, this team of partners has brought on some of the top Mortgage Brokers in the business to bring top service and skills to our clients.

Let’s Chat – No pressure!